Update to the latest version by going to Settings > General > Software Update. To use Apple Pay Later, you must have an iPhone or iPad updated to the latest version of iOS or iPadOS. CA Residents: Loans made or arranged pursuant to a California Financing Law license. Loans made by Apple Financing LLC, NMLS #2154940. Apple Pay Later is currently only available to customers invited to access a prerelease version. Available in Arabic (Saudi Arabia), Cantonese (China mainland, Hong Kong), English (Australia, Canada, India, Singapore, UK, U.S.), French (France), German (Germany), Italian (Italy), Japanese (Japan), Korean (South Korea), Mandarin Chinese (China mainland, Taiwan), Russian (Russia), Spanish (Mexico, Spain, U.S.), and Turkish (Türkiye).
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